Terms of use

Card loads

• The minimum card load is $25, including your first card.
• Each card load includes a 12% partner reload charge on top of the amount you load. A $25 load takes $28 from your balance.
• Deleting a card costs $2. We ask you to confirm before any card is deleted.
• Every load screen shows the load amount and the total taken from your balance before you confirm.

Deposits

You can deposit FOMO, SOL or USDC from a Solana wallet you control. Deposits are converted to USD and credited to your HODL balance after the transaction finalizes on chain. Conversion uses market rates at the time of the swap and the credited amount may differ slightly from the quoted value. Blockchain transactions cannot be reversed, so check the request before you send.

Your card

HODL Card is a virtual Mastercard issued through our card partner. You can load, freeze and unfreeze your card from the dashboard. Card numbers and security codes are shown only when you ask to reveal them and are hidden again automatically.

Round ups

When round ups are on, each card purchase is rounded up to the next dollar and the difference comes out of your HODL balance into your Stash. If your balance is too low, that round up is skipped. When your Stash reaches $5 it buys the coin or xStock you picked and sends it to your wallet. xStocks are not offered to US persons. Coins and xStocks can lose value and nothing here promises a return.

Your wallet

You sign in by signing a message with your wallet. Signing in never moves funds. We never ask for your seed phrase or private key and you should never share them with anyone.

Risk

Crypto assets are volatile. The value of a deposit can change before it is credited. HODL Card does not provide investment advice.